We consider a Mod over 100 to be high. The farther your Mod goes over 100, the more you’re overpaying in your premiums.
We’ve seen mods in the 400’s, 500’s and higher. But those companies don’t usually stay in business much longer. When your mod gets up over 200, you’re usually paying close to 3 TIMES what you should be at that point – so call us before you get anywhere close to that high.
What number should my X Mod be?Dallas Hewett2021-06-24T10:10:14-07:00
The variability that your X Mod can take on is related to the size of your company.
Very small companies with 10 employees or less should usually aim to keep the mod in the low 80’s. 10-50 employees, you’ll want your mod closer to 70. 50+ employees, you can get your mod down as low as a 60.
There’s some variability across industries here too, so if you want a specific Mod goal for your company just give us a call!
What insurance companies do you work with?Dallas Hewett2019-08-20T14:01:47-07:00
Absolutely. Our platform was designed to protect you from fraud – not just from fraudulent employees, but from all parties in the Work Comp system.
Our entire process fits together to make sure you’re protected from fraud in all forms. To explore our comprehensive X Watch plan in detail, follow the X Watch link in the top right hand corner of your screen.
How do you lower the X Mod?Dallas Hewett2021-06-24T10:08:42-07:00
Our platform efficiently manages all parties in the Work Comp system in order to drive down the cost of your claims and keep unnecessary injuries from entering the system at all. To do this, there’s a lot of variables at work simultaneously. To view the process one component at a time, check out our X Watch page using the link in the top right corner.